Espinoza-Romero CL, Campodónico-Palma SA. Credit policies and their impact on accounting practices and profitability in cooperatives in El Oro. Perspectivas [Internet]. 2026 Jun. 22 [cited 2026 Nov. 5];4(1):423-39. Available from: https://perspectivas.esprint.tech/index.php/perspectivas/article/view/163