
Perspectivas Sociales
y Administrativas
https://perspectivas.esprint.tech
Vol. 4 N° 1, enero-junio 2026 (332-345)
ISSN: 3028-8983
Daniela Guzmán Condori 341
Autoridad de Supervisión del Sistema Financiero [ASFI]. (2022). Boletín estadístico del sistema financiero
boliviano 2022. https://n9.cl/g04tu
Banco de Desarrollo Productivo [BDP]. (2022). Memoria Anual 2022. https://n9.cl/the4nf
Bateman, M. (2010). Why doesn’t microfinance work?: The destructive rise of local neoliberalism (1st ed.). Zed
Books Ltd. https://doi.org/10.5040/9781350223974
Baumol, W. (1990). Entrepreneurship: Productive, unproductive, and destructive. Journal of Political
Economy, 98(5, Part 1), 893–921. https://doi.org/10.1086/261712
Beck, T., & Demirguc-Kunt, A. (2006). Small and medium-size enterprises: Access to finance as a
growth constraint. Journal of Banking & Finance, 30(11), 2931–2943.
https://doi.org/10.1016/j.jbankfin.2006.05.009
Bosma, N., Hill, S., Ionescu-Somers, A., Kelley, D., Levie, J., & Tarnawa, A. (2020). Global
Entrepreneurship Monitor: 2019/2020 Global Report. Global Entrepreneurship Research
Association. https://n9.cl/c94h2
Bruton, G., Ahlstrom, D., & Li, H. (2010). Institutional theory and entrepreneurship: Where are we now
and where do we need to move in the future? Entrepreneurship Theory and Practice, 34(3), 421–
440. https://doi.org/10.1111/j.1540-6520.2010.00390.x
Bruton, G., Khavul, S., Siegel, D., & Wright, M. (2015). New financial alternatives in seeding
entrepreneurship: Microfinance, crowdfunding, and peer-to-peer innovations. Entrepreneurship
Theory and Practice, 39(1), 9–26. https://doi.org/10.1111/etap.12143
Claessens, S., & Tzioumis, K. (2006). Measuring firms' access to finance. World Bank.
https://www.academia.edu/31395114/Measuring_firms_access_to_finance
Colet, F. (2024). La identidad indígena: Procesos de construcción de la identidad de las comunidades
indígenas americanas. Ensamblajes. Revista de Antropología Predoctoral, 1(1), 8–31.
https://doi.org/10.71405/ensamblajes/2024/v1.1.1
Crespi, G., & Zuniga, P. (2012). Innovation and productivity: Evidence from six Latin American
countries. World Development, 40(2), 273–290. https://doi.org/10.1016/j.worlddev.2011.07.010
Creswell, J., & Plano, V. (2017). Designing and conducting mixed methods research (3rd ed.). SAGE
Publications. https://n9.cl/57ni8
Cull, R., Giné, X., Harten, S., & Rusu, A. (2017). Agent banking in a highly under-developed financial sector:
Evidence from the Democratic Republic of Congo (Policy Research Working Paper No. WPS 7984).
World Bank Group. http://documents.worldbank.org/curated/en/722441488208513171
Denzin, N. (2012). Triangulation 2.0. Journal of Mixed Methods Research, 6(2), 80–88.
https://doi.org/10.1177/1558689812437186
Ferraro, C., & Rojo, S. (2018). Las MIPYMES en América Latina y el Caribe: Una agenda integrada para
promover la productividad y la formalización (Informes Técnicos No. 7). Organización Internacional
del Trabajo. https://www.ilo.org/es/publications/las-mipymes-en-america-latina-y-el-caribe-
una-agenda-integrada-para
Gallaguer, D. (2013). Reseña del libro: Why nations fail. The origins of power, prosperity and poverty,
por Daron Acemoglu y James A. Robinson, Londres : Profile Books, 2012. Estudios
Internacionales, 45(174), 145 - 150. https://doi.org/10.5354/0719-3769.2013.27001